Board of Directors

Guidance & Stability In An Evolving Landscape


IRA Capital

Over the past 4 years, Samir has raised over $100 million of equity and is in the process of acquiring and developing over $100 million of real estate. He is responsible for land acquisition, project capitalization, and coordination of the design, entitlement, construction, and leasing process. He is currently working on developing a 24-acre mixed-use project consisting of approximately 320,000 sq. ft. of grocery anchored retail, office, restaurant, and destination hotel and conference facilities. Samir is also responsible for multiple 1.5-3 acre retail developments throughout California.

Prior to development, Samir worked as an investment banking financial analyst in London and New York for HSBC in the Debt Capital Markets Group and in Chicago for Houlihan Lokey Howard and Zukin, in the Financial Restructuring Group. Samir has worked on numerous restructurings, distressed mergers and acquisitions, recapitalizations, private placements, and valuations for corporations in and out of bankruptcy. He graduated from the University of California, Los Angeles in 2001 with a Bachelors of Arts in Economics and a Masters in Real Estate Development at the University of Southern California in 2009.


Rama Capital Partners

Mr. Kassam is the Chief Executive Officer of Rama Capital Partners, LLC and the President of Athas Capital Group, Inc., both companies that he co-founded in 2008. Athas has the distinction of being one of the nation's largest hard money lenders and through its recently expanded product offering is now pioneering the re-birth of sub-prime lending. Rama Capital is Athas' in-house financing arm.

Previously, Mr. Kassam joined Quality Home Loans as its Chief Executive Officer one week after the company filed for Chapter 11 protection. In addition to managing the day-to-day operations of the company, Mr. Kassam was responsible for navigating the bankruptcy process and architected a $167M securitization.

Prior to Quality Home Loans, Mr. Kassam was the Senior Credit Analyst at Pacificor LLC where he focused on investing in stressed, distressed and special situation credit opportunities. Over his tenure, Pacificor's returns outperformed the high yield indices by over 10% per year and the firm's assets under management grew to $600 million from $200 million.

Before joining Pacificor, Mr. Kassam was an Investment Analyst with CapitalSource Finance LLC where he focused on making secured debt and mezzanine investments in healthcare companies.

Mr. Kassam began his career as an Investment Banker with Lehman Brothers, Inc. where he worked with private equity firms to source and finance leveraged acquisitions and to develop strategic alternatives for their existing portfolio companies. He also worked with global industrial companies across a broad range of corporate finance projects including mergers and acquisitions, all tranches of debt offerings/underwriting, and both public and private equity offerings.

Mr. Kassam graduated from the University of California, Los Angeles where he studied Business Economics and Accounting.



Mr. Murphy's domestic and international experience in the retail automotive and financial services industry spans over 20 years. Prior to joining ExpressLink, Mr. Murphy served as VP of Financial Services for Overseas Military Sales Corporation, where he led the development and implementation of the company's growth and operational strategies. His varied industry experience includes leadership positions at Ford Motor Credit Company and General Motors Acceptance Corporation. Mr. Murphy has served as Board Vice President of the Connecticut Auto Trades Association. He holds a Marketing degree from the Rutgers University School of Business and an MBA in Management from Montclair State University.